1st & 2nd Mortgages
What is a 1st Mortgage?
It’s commonly used for:
- Purchasing property: Funding the purchase of residential, commercial, or industrial properties.
- Refinancing existing loans: Replacing an existing mortgage to extend the loan term and/or improve terms.
- Unlocking equity: Accessing the value in the property by releasing cash for any purpose – fund renovations, investments, or other financial needs.
What is a 2nd Mortgage?
A second mortgage is a type of loan secured against a property that already has a primary (or first) mortgage. It allows the borrower to use the equity in their property as collateral for an additional loan while the first mortgage remains in place.
It’s commonly used for:
- Access additional funds without refinancing or altering your primary mortgage.
- Flexible usage for debt consolidation, business funding, or personal projects.
- Preserve your existing loan terms while leveraging your property’s value.
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Purpose of 1st & 2nd Mortgages
1st and 2nd mortgages provide a pathway to financial flexibility, allowing you to:
- Property Acquisition
- Business Acquisition
- Refinancing Existing Debt
- Equity Release: For any purpose
- Working Capital
- Share Purchase
- Debt Consolidation
- Divorce Settlement
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1st Mortgages From
75%
Up-to 75% LVR
8.50%
Rates From 7.95%
3-36
Month Loan Terms
2nd Mortgages From
75%
Up-to 75% LVR
13.99%
Rates From 13.99%
3-36
Month Loan Terms
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