
Private Lending Solutions Simplified.
Experience a trusted, reliable and innovative approach to private finance. At Ocean Settlements, we provide tailored, results-driven solutions to achieve your financial goals. Whether you’re facing challenges with traditional banks or need immediate funding, we’re here to help you move forward fast.
“At Ocean, we deliver more than funding—we provide peace of mind and a pathway to success.”
Who is this suited for?
Private Lending For
- Property Purchase
- Debt Consolidation
- Equity Release
- Mortgage Refinance
- Construction Funding
- Part-Complete Construction
- Land Subdivision

Loans From
Settlements in
In Settled Loans
What We Help With

Trusted By Australians For Good Reason
Your trusted
partner in private
lending
At Ocean Settlements, we specialise in private lending solutions tailored to meet your unique financial needs. Whether you’re looking to secure bridging finance, consolidate business debts, refinance an existing mortgage or unlock equity in your property, we offer:
- 24 Hour Approvals: Settlement within 5 days of signing loan documents.
- No Minimum Credit Score: Defaults, arrears and adverse actions acceptable.
- No Serviceability Requirement: No financials or serviceability verifications.
- Personalised Support: Receive hands-on support every step of the way..
Benefits of private mortgages
- Fast settlements 5 business days
- No doc loans
- No financial or tax returns
- No minimum credit OR credit checks
- Loan arrears acceptable
- ATO debts fine


How it works
Our Lending Process
Navigating private lending doesn’t need to be complex. Our process is designed to be straightforward and transparent:
Step -1
Receive an indicative quote within 24 hours.
Step -2
Formal Letter of Offer + Application Form Issued within 48 hours.
Step -3
Independent Valuation Report Instructed (at cost, the only out-of-pocket expense).
Step -4
Sign Mortgage Documentation.
Step -5
Settlement.
Let’s Fast-Track Your Financial Success

The Team
Meet Tyron
Established in 2020, Ocean Settlements has offered private lending solutions to Australians who aren’t receiving the service they expected from their bank. With over $200M in settled loans secured by 1st and 2nd mortgages, we’ve built a reputation of Trust & Excellence.
A Chartered Accountant (CA) background with deep expertise in the private mortgage market, we offer a results-driven service focused on solving problems where traditional lenders can’t.
Reviews
Our clients trust us for their refinancing needs